![]() ![]() This transaction may involve the cardholder typing his/her name, primary account number (PAN), one time use card number, virtual card number, account number, token, billing/shipping address, card verification code, biometric, pin, and/or expiration date into a payment access device which may include web or mobile based forms (e.g. ![]() credit or debit) funded transaction whereby the cardholder does not physically present the card for a merchant’s visual examination at the time that an order is given and payment effected. Card Not Present (CNP) Definition: A payment card (e.g. Readers should consult with their own business and legal advisors.įeedback and/or questions related to the Payment Lifecycles and Security Profiles can be submitted by using the “ provide feedback” form. The document is not intended to provide business or legal advice and is not regulatory guidance. The information provided in the Payment Lifecycles and Security Profiles does not necessarily reflect the views of any particular individual or organization participating in the Secure Payments Task Force. Note: These materials were created by the Secure Payments Task Force and are intended to be used as educational resources. It is the hope of the task force that by helping industry stakeholders better understand these payments processes, the security and risks associated with these processes, and potential improvement opportunities, they will be well positioned to take action to strengthen their payment security practices. These valuable resources were developed through the collaborative efforts of more than 200 task force participants with diverse payments and security expertise and perspectives. The improvement opportunities noted in the profiles highlight areas for further industry exploration and are not intended as guidance or specific solutions to be implemented. The profiles are not all-encompassing in describing the layered security strategies that may be employed by specific networks, providers or businesses and shouldn’t be considered an assessment of overall security of different payment types. The lifecycle template is not designed to represent the nuances of specific payment transaction flows, but as a broad taxonomy that can be applied across different payment types for understanding and comparing controls and risks. The profiles employ a consistent format for describing the lifecycle of each payment type. Relevant laws and regulations, and other references, as well as challenges and improvement opportunities related to each payment type.Security methods, identity management controls and sensitive data occurring at each step in the payment lifecycles.The lifecycles of the most common payment types, covering enrollment, transaction flow and reconciliation.The Secure Payments Task Force developed the Payment Lifecycles and Security Profiles as an educational resource and to provide perspectives related to: While these payment types share the ultimate goal of transferring funds from payer to payee, the path those funds travel and the approaches employed for safely and securely completing transactions vary. They will need 13 pages to do all the cards.Consumers and organizations have a variety of options for making and receiving payments. There is one card per letter with four prompts on each card, so they can put all the activities for one card on a page. Students will need one page for each letter. The first section will be for the Creative Thinking A to Z cards. Then, I am going to have the students split up their notebook into different sections for each of the different early finisher task cards I have them use. You can get these VERY inexpensively at back to school time. I am going to get a 70 page notebook for each student. ![]() Now that I have this fancy card display, I'm thinking about doing things a bit differently. At first, I just thought it would be great to display the cards we were using for various units of study, but then I realized I had the perfect use for it… Early Finisher Task Cards! With all the openings, it was a great place to put all my early finisher activities so that students could easily access them in one place and I could easily rotate them throughout the year. The half page task cards fit in perfect and so do the quarter page cards. ![]()
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